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VOICE & VIEWS

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  CBS LINE Volume 4(6) Dr. Anoop S Kumar Assistant Professor Gulati Institute of Finance and Taxation 1.Kerala has often been praised for its achievements in human development, but concerns regarding rising public debt and fiscal deficits continue to attract attention. How do you assess the sustainability of Kerala’s current fiscal position, and what measures could help maintain fiscal stability without compromising social welfare commitments? Respondent:Kerala’s fiscal stress is best understood as structural rather than accidental. The very model that delivered the state’s human development outcomes , an educated, health-conscious and increasingly ageing population , now generates its own recurring costs, while the revenue base has not expanded at the same pace. Committed expenditure on salaries, pensions and interest absorbs a large share of receipts, leaving limited room for fresh capital spending. The pressures are partly external too, shaped by the te...
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THE EDUCATORS' PEN

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   CBS LINE Volume 4(6) Student Migration and Human Capital Flight in Kerala  Sarika S  Assistant Professor  Department of Economics Sree Narayana Arts and Science College, Kumarakom Student migration has emerged as one of the most significant social and economic trends in Kerala in recent years. Increasing numbers of students are leaving the state to pursue higher education in other Indian states and foreign countries. While migration for education provides students with opportunities for better academic exposure, international experience, and improved career prospects, it has also created serious concerns regarding human capital flight. Human capital refers to the knowledge, skills, education, and abilities possessed by individuals that contribute to economic productivity and social development. When educated and skilled individuals leave their home state and do not return, the region experiences human capital flight, commonly known as brain drain. In Kera...
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SCHOLARS' CORNER

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   CBS LINE Volume 4(6)   From Yoga to Wellness Tourism: India's Ancient Wisdom and the Global Search for Well-Being Sreejith T R Research Scholar Centre for Budget Studies, CUSAT Every year on 21 June, the world celebrates the International Day of Yoga, recognizing one of India's most enduring contributions to global well-being. In 2014, the United Nations proclaimed 21 June as the International Day of Yoga following a proposal by India that received the support of a record 177 member states. Since then, Yoga Day has become a global symbol of physical health, mental resilience, and international harmony. The theme for International Day of Yoga 2026, "Yoga for Healthy Ageing," highlights the growing importance of wellness practices in an ageing and increasingly stressed world. As societies confront rising levels of lifestyle diseases and work-related stress, people are increasingly seeking alternatives that emphasize prevention and overall well-being. This shift ha...
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STUDENTS' CORNER

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   CBS LINE Volume 4(6) India’s Private Sector Slows as Global Pressures Mount Naeem Ameer  International Islamic University Malaysia India’s private sector growth fell to a three-year low in March, reflecting how global disruptions are increasingly affecting domestic economic momentum. The slowdown, driven by rising input costs and geopolitical tensions in the Middle East, does not signal a crisis; however, it marks a clear loss of momentum.  A key factor behind the slowdown is imported inflation. India relies on imports for nearly 90% of its crude oil, making it highly vulnerable to global price shocks. With oil prices rising sharply due to geopolitical tensions, fuel costs have increased across the economy. This has raised transportation and production expenses, ultimately driving up the prices of essential goods and reducing consumers’ purchasing power. The impact has been particularly visible in the manufacturing sector, which is more sensitive to raw m...
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DECODE THE MONTH

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   CBS LINE Volume 4(6) 🏛️ ECONOMIC POLICY 🏦 RBI holds repo at 5.25% – third straight pause 📉 FY27 growth cut: 6.9% → 6.6% | Inflation raised: 4.6% → 5.1% 👑 Gold base import price hiked again – 2nd hike in 2 months 🛂 Silver imports now "restricted" – government licence required 💎 RBI gold reserves hit $114.58B– up $1.98B weekly 👉 Do this: Hold off on gold buying. Silver importers: get licences now. 💳 FINTECH 📱 NeoMoney digital lending platform launched – on Google Play Store 🏦 Data-based lending is coming – loans on GST flows, not collateral 🚀 GIFT City opens 2nd fintech cohort – applications open till July 5 👉 Do this: Small biz owners, clean up your GST data – it's your new credit score 🌍 INTERNATIONAL ECONOMICS 🕊️ Hormuz reopens – US-Iran peace deal brings relief ⛽ Freight costs to moderate – but mines & security risks linger 🛢 Russian oil imports at record high – 53.5% of June imports 🛢️ Refiners sitting...
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TECH HACK

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   CBS LINE Volume 4(6) Nandumon Sabu & Merin George MSc in Econometrics and Finanacial Technology
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QUIZ CORNER

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   CBS LINE Volume 4(6) Quiz Corner Register & Start Quiz Previous Next Submit Quiz Quiz Completed! Thank you for participating.
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UPCOMING EXAMS

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   CBS LINE Volume 4(6) 📚  Upcoming Exams - July 2026 1. Banking, Insurance & Regulatory Bodies Examination Name Registration Deadline Tentative Schedule SBI Probationary Officer (SBI PO) July 7, 2026 August – October 2026 IBPS Probationary Officer (IBPS PO) July 14, 2026 August 2026 (Preliminary Phase) IBPS Regional Rural Banks (RRB PO & Clerk) July 19, 2026 August – September 2026 IBPS Specialist Officers (IBPS SO) July 30, 2026 August 2026 (Preliminary Phase) State Bank of India Junior Associates(SBI Clerk) Expected Opening: July 14 November – December 2026 ...
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UPCOMING CONFERENCES

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   CBS LINE Volume 4(6) 🎓 Upcoming Conferences – July 2026 Academic, Institutional & Policy Conferences Reference List Premium Institutional & Policy Highlights Date Conference Title / Summit Venue / Location July 3 – 5 8th Pan-IIT International Conference on Financial Markets & Corporate Finance (ICFMCF 2026) IIT Madras, Chennai July 6 GST 2.0 Summit: Towards a Data-Driven Tax Regime FICCI Federation House, New Delhi July 23 – 25 International Conference on Economics, Policy and AI for Development (ICEPAD 2026) BITS-Pilani, Goa Campus Academic & Research Conferences Date Conference Name Location(s...
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EVENTS

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/> Research in Focus: Celebrating Our New Ph.D. Laurels June, 2026 We are pleased to announce the successful completion of Dr. Shihabudeen’s Ph.D. Viva Voce on topic "DYNAMIC INTERLINKAGES BETWEEN COMMODITY FUTURES AND EQUITY MARKETS: PERSPECTIVE ON DIVERSIFICATION, HEDGING AND SPILLOVER EFFECT".His doctoral research, conducted at CBS, CUSAT, was expertly guided by Dr. Santhosh Kumar PK.Dr. Santhosh shared this milestone, noting Shihabudeen as his 4th Ph.D. scholar. This significant achievement is a testament to Dr. Shihabudeen’s dedication and persevering hard work.We extend our warmest congratulations and wish him continued professional and academic success. Research in Focus: Celebrating Our New Ph.D. Laurels June, 2026 We are thrilled to celebrate the remarkable academic milestones achieved by Scholar *FAIROOS M E*, from the Department of Applied Economics, for the successful completion and defense o...
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