CBS LINE

  CBS LINE Volume 3.9                                                                                           It was a hurry-burry morning. Anna rushed into the kitchen, her eyes still half-closed,while Amma  flipped dosas on the tawa. The smell of roasted batter filled the air. Anna’s father walked in, beaming. “Good news, everyone! My company has increased my salary from ₹30,000 to ₹35,000!” Anna’s mom clapped her hands. “At last! Now we can buy that new fridge.” Anna jumped. “And maybe I can join the art class I’ve been asking for!” Breakfast suddenly felt more delicious. The dosa tasted crispier, the chutney sweeter, and even the tea stronger. Everyone imagined a richer life ahead. Days passed. The fridge was bought, Anna joined the art class, a...

  CBS LINE Volume 3.9  Nandumon Sabu MSc in Econometrics and Financial Technology

CBS LINE Volume 3.9  Recent news reports highlight that China’s economy is undergoing a sharp slowdown, influenced by both domestic weaknesses and external challenges. The slowdown is visible in two important areas: a slump in investment domestically and weakening export growth abroad. At the same time, global trade tensions, especially with the United States, are creating fresh uncertainties through tariff measures. Together, these developments reveal that China is facing a period of serious economic pressure and must take effective steps to prevent further decline.   Domestically, the weakness in investment has become one of the clearest signs of slowing progress. Fixed-asset investment, which reflects long-term spending on infrastructure, factories, and property, has grown at one of the slowest rates in years. Property investment in particular has been under strain as the real estate sector struggles with falling prices, unfinished projects, and reduced buyer confidence. ...

     CBS LINE Volume 3.9  DR.D.MAVOOTHU Professor & Former Director, SMS CUSAT. Dean, Faculty of Social Sciences,CUSAT. Member of Syndicate, CUSAT. Member of Court Central University of Kerala, Kasargode 1)What does ‘business ethics’ mean in today’s world, and why it is important not just for big companies but also for ordinary people? We develop ethical principles and expand our understanding of ethics in much the same way we advance scientific knowledge—through experience, reflection, and continuous improvement. This evolving approach is known as pragmatic ethics. Over time, significant progress has been made in areas such as equal opportunity, responsible product and service practices, tax compliance, and adherence to prudential regulations. These advancements have led to positive outcomes, and I believe this progress will continue. Overall, I remain optimistic about the future of business ethics. 2)What ethical responsibilities do businesses and leaders have...

    CBS LINE Volume 3.9  Fathima Rinsha K MSc in Econometrics and Financial Technology

    CBS LINE Volume 3.9  On September 19,2025, Japan’s largest rating agency Rating and Investment Information (R&I) upgraded India’s rating to BBB+, marking the country’s third sovereign rating upgrade in 2025. The upgrade reflects India’s strong domestic demand, fiscal discipline and improved external stability. This upgrade is not just a technical one it has meaningful implications for the economy and citizens alike. The higher credit rating means India is now seen as a safer and more reliable borrower on the global stage. This allows the government to raise funds at lower interest rates, and can invest more on development projects like infrastructure, healthcare and education. It also encourages foreign investments, bringing capital into Indian market that strengthens the value of rupee and supports the financial market. Banks and corporates also benefit, as their international borrowing becomes cheaper which enables expansion and innovation. Citizens ma...

  CBS LINE Volume 3.9  September, 2025 – Google and PayPal have announced a multiyear strategic partnership aimed at revolutionizing online payments and ecommerce through artificial intelligence. By integrating Google’s advanced AI technologies, including Vertex AI and Duet AI, into PayPal’s platform, the collaboration seeks to enhance fraud detection, streamline transaction processing, and improve customer support for millions of users worldwide. PayPal’s services—branded checkout, Hyperwallet, and Payouts—will now be fully integrated into Google Cloud, Google Ads, and Google Play. Additionally, PayPal Enterprise Payments will become a primary processor for card transactions on Google platforms, simplifying digital payments for consumers and businesses alike.  A key innovation under this partnership is “agentic commerce,” where AI agents assist consumers in discovering, comparing, and purchasing products online. The initiative is powered by the Agent Payments Protoc...

  CBS LINE Volume 3.9  MASSIVE BOOST FOR INDIA’S MARITIME INDUSTRY  The Indian government is set to announce a 70000-crore package to strengthen domestic ship building and port linked infrastructure to push India into the top 10 countries globally both in ship building and ship ownership. This initiative create a robust domestic maritime ecosystem for India by reducing dependency on foreign ships and tackle the supply chain interruptions. The package have mainly four elements - Shipbuilding Financial Assistance Scheme to provide financial aid to shipbuilders, setting up a Maritime Development Fund, capacity creation for developing greenfield clusters and expansion of existing hubs. The maritime development fund allows long term and low-cost financing. The programme could play a key role in boosting employment, potentially creating around two crore direct and indirect jobs, highlighting its socio-economic impact. Recent MoU for clusters in Tamil Nadu, and upcoming agreemen...

  CBS LINE Volume 3.9  Anti-profiteering refers to regulatory provisions that ensure consumers benefit from tax rate cuts through proportional price reductions. With the upcoming revisions in Goods and Services Tax (GST) rates across various goods and services, the role of the Anti-Profiteering Committee becomes more crucial than ever. Established under the GST framework, the committee ensures that any reduction in tax rates or benefits of input tax credit is passed on to consumers in the form of commensurate price reductions. India has overhauled its GST structure, reducing the earlier four tax slabs (5%, 12%, 18%, 28%) into just two main rates—5% and 18% for most goods and services, while instituting a higher 40% rate for luxury items. Several essential and household items, including packaged food, daily essentials have seen their GST rates cut significantly, easing the burden on consumers. Several everyday food items will see a tax reduction from 18% to 5%.  As new GS...

  CBS LINE Volume 3.9    The concept of the ' ketchup economy'  illustrates how everyday consumer choices can reflect broader economic conditions. Research has shown that during periods of financial stress, households tend to purchase larger bottles of ketchup as a cost-saving measure, while in more prosperous times, smaller and more convenient packaging is favored. This subtle shift in buying patterns demonstrates how even the most ordinary products can serve as indicators of consumer confidence and economic trends. Merin George Econometrics and Financial Technology