DECODE THE MONTH
CBS LINE
Volume 4(4)
🏛️ ECONOMIC POLICY
💰 China becomes India's top trade partner (US tariffs backfired)
☀️ US hits Indian solar panels with 248% tax
👉 Do this: SMBs? Look East. Solar biz? Pivot domestic or Europe—fast.
💳 FINTECH
💰 KreditBee raises $280M – personal loan offers incoming
🔐 UPI now needs 2FA for every payment (starts April 1).
👉 Do this: Compare loan rates. Never share OTP. Never
🌍 INTERNATIONAL ECONOMICS
⛽ LPG shortages + petrol at record high (Middle East chaos)
📦 Shipping delays to India: 5–10 days extra
👉 Do this: Fuel rewards apps now. Order festive gifts today – last minute = regrets
📊 MACRO UPDATE
📈 Inflation at 8.66% – RBI holds repo at 5.25%
💼 AI/ML hiring up 45% – white-collar boom
👉 Do this: Kill credit card debt. Lock home loan rates longer. Upskill in AI or get left behind
Roshni Thayyil
Msc Econometrics and Financial Technology
CBS LINE
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